Industry-leading decline recovery for digital goods
SaaS
Online media merchants

Capture More Revenue from Every Digital Sale

Stop soft declines from eating into your revenue with smart, instant retries that get more transactions approved.

What we do

We convert declines into completed sales

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Designed for digital goods, SaaS and online media

Smartmend is purpose-built for merchants that sell digital downloads, online media, software tools, premium features and other instantly delivered virtual products. Our recovery engine helps them win back revenue from failed transactions.

Digital goods, SaaS and online media checkout.
Failed payment recovered automatically by Smartmend.
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Instant recovery, with nothing required from the customer

When a payment fails, Smartmend automatically runs a compliant retry in real time. We never contact the customer, and the shopper doesn’t have to do a thing.

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We win back failed payments

Smartmend doesn’t manage subscriptions or recurring billing; we only help complete one-time payments that failed. Every recovery is a single, one-off retry that completes only if it’s approved.

Bank statement showing a one-time Smartmend recovery.
Frictionless checkout with an approved transaction.
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No friction for your customers

The process is invisible to customers, whose checkout stays exactly the same. If the retry succeeds, they get instant access to the digital product they ordered. If it doesn’t, no further attempts are made.

How it works

Payment Recovery Made Simple

An easy, fully automated process that converts failed transactions into successful sales.

  1. Checkout started

    A customer begins a payment on the merchant’s checkout.

    Payment interface displayed.
  2. Payment declined

    If the card issuer declines the transaction, Smartmend is notified immediately.

    Transaction received interface.
  3. Smart, compliant retry

    We retry the failed transaction right away, guided by the decline reason and the best timing.

    Reprocessing transaction.
  4. Payment approved

    When the retry succeeds, the order completes straight away with no input from the customer.

    Successful payment.
  5. Sale delivered to the merchant

    The order is fulfilled with no charges beyond the approved retry. It’s a single, one-time payment.

    Payment successful interface.
Payment interface displayed.
Customer service

Got a question about a charge? Our global support team can help.

If you don’t recognize a payment, or have a question about a digital purchase from one of our merchants, our global support team is on hand to help. We’re available Monday to Friday, 09:00 AM to 06:00 PM EST.

Smartmend customer service agent wearing a headset.

Cancel an order

For orders processed by a merchant connected to Smartmend.

Get support

For questions, refunds or charge enquiries.

Report an issue

For access problems, duplicate charges or payments you don’t recognize.

Industries

Made for high-performing digital merchants

Digital Goods

E-books, online publications, online courses, downloadable content and digital files.

SaaS

Software apps, productivity tools, cloud services, premium upgrades and feature unlocks.

Online Media

Video and music streaming, creator platforms, digital content libraries and pay-per-view access.

FAQs

Things Worth Knowing

Ready to win back failed transactions?

Join the thousands of merchants already recovering over 30% of declined payments with our AI-driven platform, and keep revenue that failed payments would otherwise cost you.